Ohio is a fault state. If you sustained injuries in a car accident in Toledo where the other driver was at fault, you could ask for compensation for your losses. Personal injury law is inherently complex and often hard to comprehend. With auto accident claims, insurance companies often make it hard for claimants to get a fair settlement. In case you are wondering whether you need a car accident lawyer in Toledo, here’s what you need to know.
Don’t expect the best from insurance companies
Insurance companies are infamous for their ways and tactics. Claims adjusters do their best to reduce liability, for which they may do the following –
- Use the available evidence to prove you are at fault.
- Discourage you from seeking treatment
- Pressure you into accepting their offer
Without a lawyer, you could end up with a lot less money than you think.
When you are also to blame
What if you share a part of the fault in causing the accident? Ohio follows the modified comparative fault rule. You can only sue the other side if you are less than 50% at fault. Insurance companies and the other side may use this against you. Talk to an attorney if you have the slightest hint that the accident happened because of your action. Your accident lawyer can help protect your rights and interests.
Your injuries are serious
If you have sustained catastrophic injuries that can prevent you from working further or would require a long time to recover, consider talking to a lawyer. Your compensation in such circumstances could be a lot higher, and your attorney can fight tooth and nail to get what you deserve. In many cases, lawyers pursue the matter in court because the insurance amount is unlikely to cover the losses.
You have less to worry about
An on-road accident can cause unusual stress and trauma. You need time to heal and get back to your normal life, for which you will need a stress-free environment. Once you hire a lawyer, they will take care of everything and gather evidence for your case. They will also ensure that the paperwork is done right, and if needed, they may even file a civil lawsuit. With an attorney on your side, you don’t have to worry about the next steps.
You don’t need to pay a lawyer until you win – This is called a contingency fee and could be another big reason to seek help.
